.tool-title{
  margin:0;
  font-family:"Cormorant Garamond",serif;
  font-size:clamp(2.8rem, 4vw, 4.4rem);
  line-height:1;
  color:#091938;
}

.tool-subtitle{
  margin:14px 0 0;
  color:#5d6b82;
  font-size:1.08rem;
  line-height:1.7;
  text-align:center;
}

.tool-stack{
  display:flex;
  flex-direction:column;
  gap:28px;
}

.compare-input-grid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0, 1fr));
  gap:24px;
  align-items:start;
}

.compare-profile-card,
.tool-card{
  background:#fff;
  border:1px solid #dce2ea;
  border-radius:18px;
  padding:28px;
  box-shadow:0 3px 12px rgba(10,25,56,.04);
}

.compare-profile-card h2,
.tool-card h2{
  margin:0 0 22px;
  font-family:"Cormorant Garamond",serif;
  font-size:2rem;
  color:#1b2940;
}

.tool-form .form-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
}

.form-grid-3{
  grid-template-columns:repeat(3, 1fr);
}

.form-group{
  display:flex;
  flex-direction:column;
  gap:8px;
}

.form-group label{
  font-weight:600;
  color:#34435b;
}

.form-group input,
.form-group select{
  min-height:50px;
  border:1px solid #d9e0e8;
  border-radius:12px;
  padding:0 14px;
  font:inherit;
  color:#1f2e46;
  background:#fff;
}

.form-group input:focus,
.form-group select:focus{
  outline:none;
  border-color:#c6a15b;
  box-shadow:0 0 0 3px rgba(198,161,91,.15);
}

.form-group-full{
  grid-column:1 / -1;
}

.form-section{
  border:1px solid #aeb2b6;
  border-radius:16px;
  background:#fbfcfe;
  margin-bottom:18px;
  overflow:hidden;
}

.form-section-toggle{
  width:100%;
  border:none;
  background:#fff;
  padding:20px 22px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  cursor:pointer;
  font:inherit;
  font-weight:700;
  font-size:1.08rem;
  color:#1b2940;
}

.form-section-body{
  display:none;
  padding:10px 22px 22px;
  border-top:1px solid #e6ebf2;
}

.form-section.is-open .form-section-body{
  display:block;
}

.section-caret{
  transition:transform .2s ease;
  color:#7f8898;
}

.form-section.is-open .section-caret{
  transform:rotate(180deg);
}

.inline-toggle-group{
  display:flex;
  flex-wrap:wrap;
  gap:12px;
  margin:20px 0 18px;
}

.toggle-pill{
  position:relative;
}

.toggle-pill input{
  position:absolute;
  opacity:0;
  pointer-events:none;
}

.toggle-pill span{
  display:inline-flex;
  align-items:center;
  min-height:44px;
  padding:0 16px;
  border:1px solid #d9e0e8;
  border-radius:999px;
  background:#fff;
  color:#34435b;
  cursor:pointer;
  font-weight:600;
}

.toggle-pill input:checked + span{
  border-color:#c6a15b;
  background:rgba(198,161,91,.10);
  color:#091938;
}

.repeatable-row{
  position:relative;
  border:1px solid #e5eaf1;
  border-radius:14px;
  padding:16px;
  background:#fff;
  margin-bottom:14px;
}

.repeatable-actions{
  margin-top:8px;
  margin-bottom:16px;
}

.row-remove{
  position:absolute;
  top:10px;
  right:10px;
  width:34px;
  height:34px;
  border:1px solid #d9e0e8;
  border-radius:999px;
  background:#fff;
  color:#6b7485;
  font-size:1.1rem;
  line-height:1;
  cursor:pointer;
}

.row-remove:hover{
  border-color:#c6a15b;
  color:#091938;
  background:#fdfaf4;
}

.checkbox-grid{
  display:grid;
  grid-template-columns:repeat(3, minmax(0, 1fr));
  gap:14px;
  margin-top:10px;
}

.check-option{
  display:flex;
  align-items:center;
  gap:10px;
  min-height:48px;
  padding:0 14px;
  border:1px solid #dce2ea;
  border-radius:12px;
  background:#fff;
  color:#34435b;
}

.check-option input{
  margin:0;
}

.is-hidden{
  display:none !important;
}

.tool-actions{
  margin-top:8px;
}

.compare-actions{
  text-align:center;
}

.results-summary{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:16px;
  margin-bottom:24px;
}

.summary-box,
.mini-card{
  border:1px solid #e3e8ef;
  border-radius:14px;
  padding:18px;
  background:#f9fbfd;
}

.summary-toggle{
  appearance:none;
  width:100%;
  text-align:left;
  cursor:pointer;
  transition:border-color .2s ease, background .2s ease, box-shadow .2s ease;
}

.summary-toggle:hover{
  border-color:#c6a15b;
  background:#fdfaf4;
}

.summary-toggle.is-active{
  border-color:#c6a15b;
  background:rgba(198,161,91,.10);
  box-shadow:0 0 0 3px rgba(198,161,91,.10);
}

.summary-box span,
.mini-card span{
  display:block;
  color:#637089;
  font-size:.92rem;
  margin-bottom:10px;
}

.summary-box strong,
.mini-card strong{
  display:block;
  color:#091938;
  font-size:1.45rem;
}

.compare-headline-grid{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:16px;
  margin-bottom:22px;
}

.mini-card-accent{
  border-color:#c6a15b;
  background:#fff8eb;
}

.comparison-banner{
  margin:0 0 20px;
  padding:14px 16px;
  border-left:4px solid var(--gold);
  background:#fff8eb;
  color:#5d6a80;
  border-radius:8px;
}

.breakdown-period-label{
  margin:0 0 18px;
  color:#5d6b82;
  font-size:.98rem;
}

.breakdown-period-label strong{
  color:#091938;
  text-transform:capitalize;
}

.breakdown-table-wrap{
  overflow-x:auto;
}

.breakdown-table{
  width:100%;
  border-collapse:collapse;
}

.breakdown-table th,
.breakdown-table td{
  text-align:left;
  padding:14px 0;
  border-bottom:1px solid #e8edf3;
  white-space:nowrap;
}

.breakdown-table td{
  text-align:right;
  font-weight:600;
}

.compare-breakdown-table thead th{
  color:#5d6b82;
  font-size:.92rem;
  font-weight:700;
  border-bottom:1px solid #dfe6ee;
}

.breakdown-table .total-row th,
.breakdown-table .total-row td{
  color:#091938;
  font-size:1.05rem;
}

.is-positive-diff{
  color:#0f6a38;
}

.is-negative{
  color:#7a2430;
}

.form-errors{
  margin:0 0 6px;
  padding:14px 16px;
  border:1px solid #efc2c2;
  background:#fff7f7;
  border-radius:12px;
  color:#8a2f2f;
}

.form-errors ul{
  margin:0;
  padding-left:18px;
}

.section-light {
  margin:0;
  padding:40px 0;
}

.section-heading {
  text-align:center;
  margin-bottom:0;
}

.section-light-alt {
  padding:0 0 100px;
}

select {
  height:50px;
}

.seo-content {
  padding:3rem 0;
}

.seo-article {
  max-width:850px;
  margin:0 auto;
  line-height:1.75;
  font-size:1rem;
}

.seo-article h2 {
  margin-top:2.5rem;
  margin-bottom:1rem;
}

.seo-article p,
.seo-article ul {
  margin-bottom:1rem;
}

.seo-article ul {
  padding-left:1.25rem;
}

.calculator-disclaimer{
  margin-top:18px;
  padding:14px 16px;
  border-left:4px solid var(--gold);
  background:#fff8eb;
  color:#5d6a80;
  line-height:1.6;
  border-radius:8px;
}

@media (max-width: 1100px){
  .compare-input-grid{
    grid-template-columns:1fr;
  }
}

@media (max-width: 860px){
  .tool-form .form-grid,
  .form-grid-3,
  .results-summary,
  .compare-headline-grid,
  .checkbox-grid{
    grid-template-columns:1fr;
  }
}

.shared-settings-card{
  margin-bottom:4px;
}

.checkbox-row{
  margin-bottom:14px;
}

.tax-loan-fields{
  display:contents;
}

.is-hidden-row{
  display:none;
}

.compare-divider-row {
    border-top: 2px solid #000;
    padding-top: 6px;
}